{"id":19073,"date":"2019-01-18T11:46:09","date_gmt":"2019-01-18T00:46:09","guid":{"rendered":"https:\/\/www.purefinance.com.au\/?p=19073"},"modified":"2020-11-23T12:44:28","modified_gmt":"2020-11-23T01:44:28","slug":"rate-review-summary-december-2018","status":"publish","type":"post","link":"https:\/\/www.purefinance.com.au\/rate-review-summary-december-2018\/","title":{"rendered":"Rate Review Summary: December, 2018"},"content":{"rendered":"

We have always held the view that just because a client\u2019s loan is successfully settled at a great rate, that doesn\u2019t mean the work is over. For us, it\u2019s just the beginning of a long-term working relationship, that will see our clients reap the benefits of our industry first annual reviews<\/strong><\/em> where, year after year, we continually negotiate with their chosen lender to ensure the lowest possible costs on their loan are maintained.<\/p>\n

Short of making additional repayments, we believe it\u2019s one of the most effective ways to ensure you are maximising efficiency when it comes to paying off your loan, and sooner.<\/p>\n

As a way to help quantify the benefits of our annual review system, we\u2019ve put together a summary of the results achieved for our existing clients for the month of December, 2018. Take a look!<\/p>\n

 <\/p>\n

Rate Review Summary<\/strong>\u00a0| December, 2018 <\/em>| Pure Finance<\/h2>\n

In December 2018, 16 interest rate reviews were conducted for existing customers. Of these 16 reviews, 6 were successful in achieving increased interest rate discounts.<\/p>\n

An average additional rate reduction of 0.15% was achieved as a result of these reviews. This equates to an approximate average monthly saving of $49, or an approximate average annual saving of $531.<\/p>\n

The largest interest rate reduction achieved was 0.20%.<\/p>\n

 <\/p>\n\"\"\n

 <\/p>\n

Of these 6 successful rate reviews, 5 were for owner occupied facilities, where an average additional rate reduction of 0.13% was achieved. This equates to an average monthly saving of $59, or an annual average saving of approximately $605, for these owner occupiers.<\/p>\n

The largest owner occupied rate reduction was 0.20%.<\/p>\n

 <\/p>\n\"\"\n

 <\/p>\n

The single remaining successfully reviewed rate was for an investment facility. A rate reduction of 0.17% was achieved, for an approximate monthly saving of $38, or an approximate annual saving of $456.<\/p>\n

 <\/p>\n\"\"\n

*for consistency, a uniform loan term was used in the above calculations<\/em><\/p>\n

 <\/p>\n

 <\/p>\n

 <\/p>\n

 <\/p>\n

If you suspect you might be paying too much on your home loan, or if you\u2019re interested in taking advantage of our annual review loan management system, we\u2019d love to hear from you!<\/em><\/p>\n

You can reach us here: 1300 664 603<\/em><\/p>\n

or here: info@purefinance.com.au<\/em><\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

We take a look at the numbers (and savings) for Pure Finance clients at the end of last year<\/p>\n","protected":false},"author":90,"featured_media":19074,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[33],"tags":[73,48,147,35,148,178,180,153,187,134,182,140,38,188,189,54,39,159],"financial_goals":[],"class_list":["post-19073","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance","tag-mortgage","tag-blog","tag-blogger","tag-finance","tag-finance-blog","tag-finance-company","tag-finance-solutions","tag-home-loans","tag-interest-rate","tag-lifestyle","tag-mortgage-advice","tag-mortgage-broker","tag-pure-finance","tag-rate-review","tag-review","tag-surryhills","tag-sydney","tag-sydney-finance"],"acf":[],"yoast_head":"\nRate Review Summary: December, 2018 - Pure Finance<\/title>\n<meta name=\"description\" content=\"Because a mortgage should never be 'set and forget', we take a look at the numbers (and savings) for Pure Finance clients for December, 2018.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.purefinance.com.au\/rate-review-summary-december-2018\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Rate Review Summary: December, 2018 - 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